About Us

Get To Know The Owner

About Karen Pickering

Karen’s transition from educator to mortgage broker in Orange, NSW, is quite fascinating. Leveraging her background in education, she now finds joy in guiding and educating individuals through the intricate lending process, whether they’re purchasing homes, investment properties, or seeking to refinance existing loans.

Her training under two seasoned mortgage brokers, each with over 30 years of experience in the banking and financial industry, has equipped her with a deep understanding of the complexities of lending. This knowledge, coupled with her passion for assisting others, allows her to provide personalised and informed guidance to her clients at Central West Home Loans.

By combining her educational skills with her newfound expertise in mortgage brokering, Karen is well-positioned to empower her clients with the knowledge and support they need to make sound financial decisions that align with their financial goals and objectives.

Services You Can Trust

Get The Service You Deserve

Considering Karen’s background in education and her seamless transition into the role of a mortgage broker in Orange, New South Wales, there are five compelling reasons to choose her as your trusted advisor in navigating the complexities of lending.

Expertise

Karen has undergone comprehensive training under the guidance of two seasoned mortgage brokers, each boasting over three decades of experience in the banking and financial sector. This extensive experience equips her with a deep understanding of lending intricacies, ensuring that she can provide informed and tailored advice to meet your specific needs.

Personalised Service

With a passion for helping others, Karen is committed to providing personalised guidance to her clients. She takes the time to understand your individual financial goals and objectives, crafting bespoke solutions that align with your unique circumstances.

Educational Approach

Drawing on her background in education, Karen adopts an educational approach to guide her clients through the lending process. She demystifies complex financial terminology, empowers you with knowledge, and ensures that you fully understand the implications of your financial decisions.

Dedication and Support

Beyond mere transactional relationships, Karen forges genuine connections with her clients, establishing herself as a reliable partner in your financial journey. Her unwavering dedication means that she remains steadfast in offering support and assistance, even beyond office hours, to ensure your financial well-being.

Why Use A Morgage Broker?

Using a mortgage broker can simplify the home-buying process and potentially save you money. Happy house hunting!

Benefits of Using a Mortgage Broker

  1. Expertise and Guidance: Mortgage brokers are knowledgeable about the mortgage market and can help you navigate the complex process of securing financing.
  2. Access to Multiple Lenders: Brokers work with various lenders, giving you access to a wider range of mortgage products and interest rates than you might find on your own.
  3. Customised Options: They can assess your financial situation and recommend mortgage options that best meet you’re your financial needs and objectives.
  4. Negotiation Power: Brokers often have established relationships with lenders and may be able to negotiate better terms or lower rates on your behalf.
  5. Saves Time: They handle much of the paperwork and communication with lenders, making the process smoother and less time-consuming for you.

Steps to Work with a Mortgage Broker

  1. Initial Consultation: Meet with the broker to discuss your financial situation, needs, and goals.
  2. Document Preparation: Gather necessary documentation, such as income statements, credit reports, and bank statements.
  3. Loan Options: The broker will present various loan options, explaining the pros and cons of each.
  4. Application Submission: Once you choose a loan, the broker will help you complete and submit the application to the lender.
  5. Follow-Up: Stay in touch with your broker throughout the process for updates and any additional information needed.

Request A Quote

We’d love to help so reach out today if you’d like more information.